NBFC Partner
⚡ 0% Collateral Available
HDFC Credila
HDFC Credila is India's pioneer education loan NBFC specializing in customized, 100% collateral-free study abroad loans for top global universities with pre-visa disbursement options.
Maximum Loan Limit
₹75 Lakhs
Starting @ 9.25% - 11.50% p.a.
Apply For HDFC Credila Loan
⚡ Direct partner login • Free counseling
Interest Rate
9.25% - 11.50% p.a.
Processing Fee
1.0% - 1.5% of loan amount
Margin Money
0% (Up to 100% total cost covered)
Moratorium Period
Course Duration + 12 Months
🌟 Key Scheme Benefits & Features
✓
No Collateral up to ₹75 Lakhs for premier US & UK universities
✓
Pre-visa sanction letter for F-1 visa interview
✓
Tax benefit under Section 80E of Income Tax Act
✓
Fast digital approval within 3-5 business days
📋 Mandatory Documents for Fast Disbursal
Student Documents
- Passport copy & PAN card
- 10th, 12th & Graduation Transcripts
- IELTS / TOEFL / GRE Scorecard
- University Admission Offer Letter
Co-Applicant Documents
- PAN Card & Aadhaar Card
- Last 6 Months Bank Statement
- Salary Slips (3 months) / Form 16
- ITR returns (last 2-3 years)
Supported Destinations
HDFC Credila approves loans for recognized institutions in these countries:
🌐 USA
🌐 UK
🌐 Canada
🌐 Germany
🌐 Australia
🌐 Ireland
🌐 France
🌐 Singapore
🌐 India