TOEFL 2026
Test of English as a Foreign Language (iBT)
Test of English as a Foreign Language, standard for American universities.
- Registration fee
- ₹19,000
- Test duration
- 3 hours
- Score valid for
- 2 Years
- Held
- 60+ times/year
Fee and schedule last checked against the official source in August 2026. Verify on the official site
TOEFL exam pattern
Scored on 0-120 total, four sections scored 0-30.
Reading
Academic passages with comprehension questions.
Listening
Lectures and campus conversations, notes permitted.
Speaking
Four recorded tasks, independent and integrated.
Writing
An integrated reading/listening response and a discussion post.
What score should you aim for?
90 - 105 / 120
This is the band competitive programmes typically look for — not a cut-off, and not a guarantee of admission. Individual departments publish their own requirements, and those are the only figures that bind. Always check the programme page before setting a target.
Who accepts the TOEFL?
Strongest recognition in the United States and Canada; also accepted across the UK, Europe and Australia.
Worth knowing before you book
Entirely computer-delivered, including the speaking section, which is recorded rather than assessed by an examiner in the room. Candidates who find a live interviewer stressful often prefer it to IELTS.
How your score affects an education loan
Lenders assess an education loan mainly on the institution and programme you are admitted to, the co-applicant's income, and any collateral offered. A competitive test score matters because it determines which institutions admit you — and an admission letter from a well-regarded university is what strengthens the application.
Some lenders publish concessions tied to specific institution lists. Those terms vary by lender and change often, so we do not quote a rate here — compare the current offers directly.