BANK Partner
🏢 Property Collateral Accepted
Punjab National Bank (PNB)
PNB Saraswati & PNB Udaan schemes empower aspiring students with robust financial backing for international and domestic degree programs.
Maximum Loan Limit
₹100 Lakhs
Starting @ 8.75% - 10.10% p.a.
Apply For Punjab National Bank (PNB) Loan
⚡ Direct partner login • Free counseling
Interest Rate
8.75% - 10.10% p.a.
Processing Fee
1.0% (Refundable on disbursal)
Margin Money
15%
Moratorium Period
Course Duration + 12 Months
🌟 Key Scheme Benefits & Features
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0.50% interest concession for female students
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No collateral required up to ₹7.5 Lakhs
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Covers exam fees, library, lab, and equipment costs
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Easy digital application via Vidya Lakshmi portal
📋 Mandatory Documents for Fast Disbursal
Student Documents
- Passport copy & PAN card
- 10th, 12th & Graduation Transcripts
- IELTS / TOEFL / GRE Scorecard
- University Admission Offer Letter
Co-Applicant Documents
- PAN Card & Aadhaar Card
- Last 6 Months Bank Statement
- Salary Slips (3 months) / Form 16
- ITR returns (last 2-3 years)
Supported Destinations
Punjab National Bank (PNB) approves loans for recognized institutions in these countries:
🌐 India
🌐 USA
🌐 UK
🌐 Canada
🌐 Germany
🌐 Australia