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HDFC Credila vs Avanse vs Auxilo: Which Education Loan is Best?

Written by BrightEduAid Advisory Board Published on Aug 06, 2026
NBFC lenders specialize in high-value non-collateral education financing for overseas education.

1. HDFC Credila:
- Max Loan: Up to ₹75L+ without collateral
- Interest Rate: 10.25% – 12.50% p.a.
- Key Benefit: Fast digital approval, accepted by all US & UK consulates.

2. Avanse Financial Services:
- Max Loan: Up to ₹75L without collateral
- Interest Rate: 10.50% – 13.00% p.a.
- Key Benefit: Covers 100% total cost of education including living expenses & airfare.

3. Auxilo Finserve:
- Max Loan: Up to ₹50L non-collateral
- Interest Rate: 11.00% – 13.50% p.a.
- Key Benefit: Tailored repayment structures with customized grace periods.
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